(NerdWallet) – Particularly since the COVID-19 pandemic, travel insurance has emerged as a must-have travel item. And while it certainly could be helpful coverage for many types of trips, there’s a lot about travel insurance that gets misinterpreted. In most cases, travel insurance does not equate to automatic refunds. There […]
Insurance
Most Office-Based Physicians Accept New Patients, Including Patients With Medicare and Private Insurance
Over the past decade, health care prices paid by private insurers have risen sharply. These higher prices contribute to higher health care costs per person, which contribute to higher premiums and out-of-pocket spending among the privately insured. In contrast to Medicare, which pays physicians based on a fee schedule, prices […]
Know how pre-existing diseases can affect your health insurance premium rates
Know how pre-existing diseases can affect your health insurance premium rates New Delhi : According to India’s National Health Family Survey (2019-2020), lifestyle diseases like obesity, hypertension, and diabetes are rising. The survey lists these illnesses as the most common type of non-communicable diseases affecting Indians. So, one could say […]
Best Health Insurance Companies of 2022
The Affordable Care Act (ACA) of 2010 requires most U.S. adults to purchase health insurance. Health insurance is important because it can cover the costs of an unexpected accident, illness, or any routine medical care. And if more people decide to stay uninsured, the overall cost of health insurance will […]
Till v. Accident & Health Insurance Provides Guidance on ERISA
Related Practices & Jurisdictions Wednesday, April 13, 2022 ERISA makes clear that it governs “any plan, fund, or program … established … by an employer … for the purpose of providing [health benefits] for its participants.” 29 U.S.C. § 1002(1). Although most employee benefit plans that provide benefits to employees […]
Social Security Disability Insurance (SSDI) Definition
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What Is Social Security Disability Insurance (SSDI)? Social Security Disability Insurance (SSDI) is a federal income benefits program that provides financial assistance to Americans with disabilities. In general, according to the Social Security Administration (SSA), benefits are paid to those who are not able to work for a year or […]